This guide explains which countries Britain has agreements on health care and social security, how they work and what to do if you need medical help abroad. UK-funded protection may be necessary if the EU or Member States refuse to enter into agreements with the UK or if they refuse to grant full protection to the UK provided by national legislation. In addition, some Member States do not fund health care for those who follow the health care registration process. In order to protect policyholders in the United Kingdom as much as possible, the UK Government will continue to fund health care for the duration of the registration period at the end of the six months, if that Member State has not funded health care for that period (up to one year) and if the person has taken steps to register within local deadlines and no later than six months from the date of departure. This will ensure adequate coverage in the event of delays or excessively long registration procedures. When a person insured in the United Kingdom leaves their country of residence to travel to another country, they must take out comprehensive travel insurance because their AEC is not valid. There are a number of services that are not publicly funded, and these are different from country to country. Since none of the reciprocal agreements offer full coverage, travellers should purchase comprehensive travel insurance, including health insurance. It depends on you, your age and other personal circumstances. Paying social security in another can affect your state pension and health care in the UK.
All crises will be most relevant in Member States whose national legislation does not protect policyholders in the UK during the registration period, exposing them to health care gaps and potentially high costs. We want to agree with the Member States that they will accept our payments for health care if the UK leaves the EU without a deal. If a Member State accepts these payments, it would mean that those insured in the UK could continue to have access to health care, as is currently the case, beyond the decision to register for the local scheme or to return to the UK within six months of Brexit. If a Member State does not agree, the UK government will intervene to pay health care costs directly. In order to access this assistance after the UK`s withdrawal from the EU, persons insured in the UK must contact the NHS Business Services Authority (NHS-BSA) to provide them with information provided by the health care provider, so that the BSA can ensure that the health care provider charges directly to the UK government. If you exchange the words “UK” or “Southern” for “New Zealand” and “New Zealand” for “Uk” or “Australian” in the corresponding summaries above, you will see what the agreements on the rights of New Zealand citizens and state-of-residence owners in those countries say.